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Schedule D – Creditors Holding Secured Claims

INSTRUCTIONS : CREDITORS HOLDING SECURED CLAIMS (Form Schedule D)

Introduction to the Form B- 6D Schedule D – Creditors Holding Secured Claims

Form B-6D aims to acquire all information concerning your secured claims, which exist in conjunction with your bankruptcy filing.  


The first portion of the form requires you to state the name, mailing address and last four digits of any account number of all entity holdings claims secured by property of the debtor as of the date of filing the petition. The complete account number of any account you possess with the creditor is useful to the trustee and the creditor and may be provided if you choose to do so. When filing the form, you must list your creditors holding all types of secured interests such as judgment liens, statutory liens, mortgages, deeds of trusts, and other security interests. 


You must list creditors in alphabetical order to the extent practicable. If any entity other a spouse in a joint case may be jointly liable on your claim, place an “X” in the column labeled “codebtor” and include the entity on the appropriate schedule of creditors. If a joint petition is filed, state whether the husband, wife, both of the individuals, or the marital community is liable on each claim by placing an “H”, “W”, “J” or “C” in the column labeled “Husband, Wife, Joint or Community.” 


The Form B-6D Schedule D contains two pages; each page contains a number of columns asking questions pertaining to your secured holdings. The first column will ask for your creditor’s basic information, the next column will ask how the debt is filed and the 3rd column will ask the date of the claim was incurred, the nature of the lien and a brief description regarding the value of the property. The next columns will ask for a description of your claim, meaning if it is contingent, unliquidated or disputed. Following this information, you are required to detail the amount of the claim without deducting the value of collateral and list any unsecured portion.


Accessing the Form B- 6D Schedule D – Creditors Holding Secured Claims

Typically, you will be required to furnish your Form B- 6D Schedule D – Creditors Holding Secured Claims – in addition to any or all supplemental forms – to the bankruptcy court applicable to the jurisdiction within which you reside; upon contacting your jurisdictional bankruptcy court, you can access a Form B- 6D Schedule D – Creditors Holding Secured Claims, as well as supplemental bankruptcy forms required with regard to your specific circumstance. However, please make certain you have accessed the individual Form B- 6D Schedule D – Creditors Holding Secured Claims applicable to your bankruptcy filing; there exist a variety of bankruptcy claims – results of incomplete or improper filing may range from criminal charges or delayed administrative processing:


Further Assistance with the Form B- 6D Schedule D – Creditors Holding Secured Claims

Bankruptcy Fraud is an extremely serious criminal offense that can result from even the most simple over oversights upon the submission of your Form B- 6D Schedule D – Creditors Holding Secured Claims; if you need further assistance with the filing of a Form B- 6D Schedule D – Creditors Holding Secured Claims Form – as well as any or all additional documents and forms required by the State or Federal government responsible for the oversight and administrative regulation of Bankruptcy filings, please contact the applicable legal venue or financial office. In addition, hiring a bankruptcy attorney may be of value to you with regard to your current situation, which allows for supplemental legal counsel and advice.


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Chapter 11 Corporation/Partnership Case

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Discharge of Debtor

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INSTRUCTIONS: DISCHARGE OF DEBTOR CHAPTER 7

 

Chapter 7 bankruptcy proceedings are for individuals or businesses that are unable to pay their debts in their entirety. In order to undertake this process, you must first complete a Chapter 7 means test. This form can be obtained from the United States Courts website. Your local bankruptcy court must then process and review this form.

 

If your request is approved, you will then be issued a Discharge of Debtor Chapter 7 form. Essentially, this form requires all creditors to cease collection actions and wait for the establishment of a payment plan. There is no way to obtain this form other than going to bankruptcy court.

 

Discharge of Debtor Chapter 7 Step 1: A judge will list the name of the bankruptcy court where you are indicated at the top of the form.

 

Discharge of Debtor Chapter 7 Step 2: Underneath this space, a judge will list your full name, including all trade, married and maiden names that you have used within the last eight years. Provide this information as required.

 

Discharge of Debtor Chapter 7 Step 3: A judge will list your address.

 

Discharge of Debtor Chapter 7 Step 4: A judge will list your Social Security Number and/or Employer Tax-Identification Number as applicable.

 

Discharge of Debtor Chapter 7 Step 5: A judge will list the number which has been assigned to your case.

 

Discharge of Debtor Chapter 7 Step 6: A judge will make sure that you understand the generic statement beneath this information. This is a brief statement that it appears that you are entitled to a stay in collection efforts.

 

Discharge of Debtor Chapter 7 Step 7: Once you are given a copy of this document, bankruptcy proceedings will continue. This document is not dissolution of all your debts. The document will list some of the debts which do not apply to Chapter 7. These include most taxes, student loan payments, fines and criminal penalties, and domestic support payments

 

Discharge of Debtor Chapter 7 Step 8: This agreement can be revoked or nullified by a judge if you are found to have concealed income or otherwise committed fraud.

 

Discharge of Debtor Chapter 7 Step 9: Due to the complexity of bankruptcy proceedings, this form also contains a notice advising applicants to obtain the assistance of a bankruptcy attorney if they have not already done so. 

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Discharge of Debtor After Completion of Chapter 12 Plan

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Notice to Creditors and Other Parties in Interest

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INSTRUCTIONS: NOTICE TO CREDITORS AND OTHER PARTIES OF INTEREST

 

Receivership is an alternative to bankruptcy that can only be undertaken by businesses, not private individuals. This process places a party, deemed a "receiver," in charge of liquidating the assets of a debtor and supervising the division of resulting proceeds among creditors. This will not eliminate debts.

 

A Notice to Creditors and Other Parties of Interest is a form that must be published in a newspaper in the county or district where receivership proceedings have been undertaken. The form itself is highly customizable, both from state to state and in the body of text placed within it. The example used here comes from the Montana Bankruptcy Court system but is similar to many others. This form will be filled out after a receiver has been placed in charge of handling this process.

 

Notice To Creditors And Other Parties Of Interest Step 1: The receiver or business filling out the form will fill out the location of the bankruptcy court which is supervising these proceedings.

 

Notice To Creditors And Other Parties Of Interest Step 2: The receiver or business will place the name or names of the debtors and businesses in question, along with other relevant information deemed necessary by the court in the applicable area, such as their address or the last four digits of their Social Security Number.

 

Notice To Creditors And Other Parties Of Interest Step 3: In the blank space provided, an explanation should be provided of the fact that a business is now in the receivership process. This section should provide a date by which creditors should submit their claim for compensation, as well as the mailing address of the receiver in charge of this process.

 

Notice To Creditors And Other Parties Of Interest Step 4: Depending on where you are completing this process, it may be necessary to obtain the signature of the bankruptcy court clerk overseeing this process.

 

Notice To Creditors And Other Parties Of Interest Step 5: A copy of this notice should be placed in the largest newspaper in the county where this process is being completed for several weeks. Whether this must be done two or three times in a row will depend on where you are. You may also be required to mail copies to all known creditors.

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Third-Party Summons

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Appearance of Child Support Creditor or Representative

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